The SAR (Student Aid Report) & The EFC (Expected Family Contribution) Upon successful completion of the FAFSA, you will receive a SAR (Student Aid Report), either by mail or electronically. This should arrive in two weeks. You will see that the primary calculated figure is called the EFC (Expected Family Contribution). By subtracting this amount from the total cost to attend a university, you can determine your total amount of need. Check the data on the SAR for accuracy! If necessary, make corrections and return the SAR (by mail or online). We also ask that you inform the Villanova Office of Financial Assistance of any corrections.

Outside awards

Many organizations (aside from Villanova University and State & Federal governments) offer excellent opportunities for scholarships, grants, and other forms of financial assistance. Students are responsible for handling respective applications, copies of transcript, and deadlines.

Note, however, that Federal regulations prohibit "over-awards" (funds received in excess of your calculated financial need). Therefore, all outside scholarships, whether based on academic merit or financial need, will be factored into a student's financial profile. It is the student's responsibility to notify the Office of Financial Assistance concerning any outside awards received. The Office of Financial Assistance retains the right to make any necessary changes to a student's financial aid award.

Students interested in researching free outside scholarship opportunities can do so at www.fastweb.com, www.srnexpress.com or www.educationplanner.org.

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